Dallas Personal Injury Lawyer – FAQs

Doug Goyen, AttorneyDoug Goyen, a Dallas car accident attorney, has represented residents of Dallas, Texas who have suffered personal injuries as a result of car accidents since 1997. We have resolved thousands of cases and obtained millions of dollars in settlements for our clients. The Law Office of Doug Goyen represents clients with experience, tenacity, and strength. Our results have been validated. We ensure that our clients receive compensation for their injuries.

You have no control over the actions of other motorists. However, following a car accident, you can reclaim control of your life. Contacting a car accident attorney who will protect your rights, pursue the compensation you deserve, and ultimately assist you in navigating your case with the experience, expertise, and desire for justice that your case warrants as your first step toward recovery.

Auto accidents occur on a daily basis in Dallas and throughout Texas. The personal injury attorneys at the Law Office of Doug Goyen have decades of combined experience assisting injured victims and their families in Dallas and throughout Texas. Clients understand they can rely on us to handle their cases while they concentrate on getting better.

Call For A Free Case Review (972) 599 4100

Frequently Asked Personal Injury Questions:

What are the reasons insurance companies give for not paying personal injury claims?

Insurance companies frequently use the following defenses to avoid paying your personal injury claim:

The insurance company’s excuses and reasons for not paying part or all of your claim are as follows:

→Because you caused the accident or at least a portion of it, we are only paying a portion of your claim.

→Even if we did cause the accident, it was either too minor or not the type of accident that could have resulted in the injury you claim.

→Even if the accident could have caused the injury, your injury was preexisting or you had some preexisting issue that makes your injury not the insurance company’s responsibility.

→Even if you did not have a pre-existing injury or condition, your doctors must have charged you more than was reasonable.

→Even if your doctors did not charge exorbitant fees, you deceived them into believing you were injured by faking your symptoms.

→Even if you didn’t deceive your doctors or fake your symptoms, your doctors overtreated you and we are not paying for the overtreatment of your doctor, you shouldn’t have followed your doctor’s orders because they were overtreating.

→You missed appointments with your doctor and went to the doctor too infrequently, if you had simply followed your doctor’s orders, you would have been healed by now, you should have followed your doctor’s orders.

Insurance companies can get you for treating too much or too little.  They will find an excuse for anything. The insurance adjuster’s excuses for not paying for injury claims are endless – the reasons insurance companies give for not paying personal injury claims are endless. Attorneys are used to these excuses and know how to present your claim as solidly as possible in order to obtain larger settlements than unrepresented individuals typically obtain. If you have suffered a serious injury, you should consult with an attorney about your personal injury case.

Call For A Free Case Review (972) 599 4100
What is a personal injury case?

Personal injury cases arise when someone acts “negligently” and causes someone to be injured as a result of that negligence. The majority of personal injury cases are the result of car accidents, premises liability cases, work-related injury, or a dangerous product/service of some kind. Among other things, your injury may result in lost income, medical bills, lost earning capacity, pain and suffering, mental anguish, and loss of companionship. Your attorney can assist you in determining the monetary value of this loss. The harm you have suffered as a result of the accident may extend far beyond the monetary damage.

Many people are unaware that the insurance company that represents the wrongdoer does not immediately step forward to cover these out-of-pocket expenses. The insurance company will usually not pay a dime of the expenses unless a full release is obtained first. This puts the injured person at a disadvantage because they don’t know if they will require future care or how much that care will cost.

Personal injury is defined as an injury to you physically, mentally, or emotionally. It only involves injury to your actual personal body – not your car or other property. Cuts, bruising, strains, broken bones, lacerations, or any serious injury are what the law deems a personal injury. You may have mental/emotional/psychological injury also – this type of injury must be due to the trauma of the incident in question. Proving the negligence of the person causing the injury is a large part of recovering from a personal injury in accidents. If you can prove negligence, and that your injury was caused by that negligence, you can pursue your case against the responsible party, business, or insurance company.

When Should You Hire an Attorney after an Auto Accident?

Don’t let the insurance company lull you into a false sense of security. They refuse to pay your injury claim. They will usually lead you astray by making statements that lead you to believe the “case will be taken care of” once you have completed your treatment. That means they’ll pay for everything, according to you. To them, this means that they will either deny your injury claim or pay only a fraction of its value once you have finished treating. They have usually set a trap for their unwitting injury victims by this point.

Often, the insurance company will deny your claim and defend you in court. So, if you’ve suffered a serious injury, you’ll need a lawyer to prepare you and your case for this possibility. If you approach your case with an eye toward possible litigation – with an attorney guiding you through the traps and pitfalls – your case will be well prepared for a lawsuit, forcing the insurance company to consider that you will have your evidence ready for trial and be able to present a strong case. This makes insurance companies much more willing to make a reasonable settlement offer. If you do not prepare your case for a lawsuit, the insurance company will be encouraged to treat your case poorly because they will see that your case is not ready for a lawsuit and you will be unable to present evidence to prove your case at trial, which means they will offer much less than the true value of the case. In other words, if you want to settle your case with the least chance of going to trial, hire an aggressive, strong personal injury attorney to prepare your case for you – insurance companies are much less willing to take on a willing and “prepared” opponent. If, on the other hand, you do not prepare your case for the possibility of litigation, your case is much more likely to go to trial, because the insurance company will treat your case as if it were dirt, because you pose no threat to them. It’s similar to the old adage that the more powerful your military, the less likely anyone will want to mess with you. The same is true for settlement. The more persuasively you prepare your case, the less likely it is that the insurance company will want to treat you poorly. This is something that only a lawyer can do.

If you want to handle your personal injury claim on your own, you will need to learn some terms and conduct some research on personal injury claims. You must understand how to define negligence, proximate cause, calculate damages, strict liability, how to determine negligence in specific situations, what the value of your vehicle or other property damaged is, was there any other cause of the accident that can be blamed, and so on.

If your claim is for a minor injury with few medical bills and you have completely recovered to the point where there is no way any future symptoms from the injury would resurface, you could probably handle the claim yourself unless the insurance company simply denied it – in which case you would need an attorney to file a lawsuit to prove liability. However, if liability is clear and you have a minor injury with few medical bills, you should be able to negotiate a settlement without the assistance of a Dallas personal injury lawyer.

If your injury is more serious, you have ongoing problems, or you are scheduled for a procedure such as surgery in the future as a result of the injury, you will almost certainly need to hire a strong and aggressive personal injury lawyer. Your attorney can help you determine if proving your injury was caused by the accident will be difficult, obtain the necessary documentation to prove your injury, quickly gather information needed to resolve your claim as soon as possible, perform all negotiations, and if necessary, take your case to trial.

Call For A Free Case Review (972) 599 4100
Can I represent myself for an injury claim?

If you decide to represent yourself, you must contact the insurer. They will have an adjuster who will want to document what occurred in the accident. They will ask you leading questions in order to get you to say something that will allow them to deny your case. When speaking with these adjusters, you must exercise extreme caution because the information you provide will be used against you.

Insurers are also known for attempting to make so-called “first call settlements.” This is a practice in which an insurer offers a small sum ($250-$750) to settle your injury claim on the first phone call after discovering you may have been injured. This is because insurers understand that it may take several days for your injury’s symptoms to fully manifest. They can avoid paying the full value of your claim if they can settle for a low price before your full injury is revealed.

It is difficult to assess the worth of your own injury claim. You must take into account a number of factors. The type of impact, the type of injury and the cost of treatment, the reasons for lost income, and the loss of ability to do your normal activities.

The benefits of not hiring an attorney include not having to pay an attorney’s fee. The disadvantage is that you are unlikely to have the experience or knowledge to determine the true value of your case or how to effectively negotiate in order to obtain the best offer for your injury claim.

If you or a loved one has been injured, contact us online or call a Dallas personal injury lawyer at our office in Dallas at (972) 599-4100 to set up a FREE consultation to discuss your legal options.

How does a Hospital Lien affect my auto accident injury case?

Auto accident hospital liens are issued when a person visits the emergency room after being involved in an auto accident and fails to present any health insurance to the hospital. This is done by hospitals to ensure that their bills are paid. When a hospital lien is filed against them as a result of their car accident or car accident and injury case.

If you were in a car accident and were taken to the hospital, you will almost certainly receive a notice of a hospital lien stating that the hospital has a lien against you and/or any insurance claims you have. What exactly does this mean? What can you do to get this taken care of or removed? If you have a hospital lien in Texas, the simplest way to proceed is to contact us for a free initial consultation. We will most likely be able to answer your questions about the hospital lien and put you on the right track to resolving it; you may or may not need an attorney to do so.

How does Health Insurance affect an auto accident injury case?

In certain situations, using an injured person’s health insurance to pay medical bills resulting from an auto accident can help or hurt your auto accident injury settlement, depending on the injury, the amount of liability insurance available, and how much your health insurance pays. If you are not careful, your health insurance company may take your entire auto accident injury settlement and leave you with nothing to compensate you for your injury.

With health insurance, workers compensation insurance, auto insurance, and medical facilities that may or may not accept specific types of coverage, the answer cannot be given in a yes or no fashion without first discussing the factors in your specific case.

There is nothing wrong with using your health insurance to file a car accident injury claim. In fact, after discussing the facts with my clients, I frequently advise them to use their health insurance for auto accident injury emergencies and medical bills. Each case, however, is unique, and different circumstances may necessitate different advice.

Call (972) 599 4100 for a free consultation about your case.

What do I do if I was the victim of a Hit and Run accident?

In Texas, a hit-and-run accident is a criminal offense. Drivers involved in car accidents must stop, render assistance if necessary, and exchange information. In Texas, if someone flees the scene of a collision after causing death or serious injury, they can be charged with a 3rd-degree felony and face up to 10 years in prison.

Fortunately, there are options where you may still be able to obtain compensation for your injury. Attorney Goyen has been handling hit-and-run car accident injury cases for over 20 years and can advise you on what steps you can take in your case.

How do I determine the value of my vehicle if it is declared a “Total Loss”?

If the property has been irreparably damaged it is considered a total loss. This is defined by the contractual terms of your own insurance policy, which state that the insurance company will pay the lesser of the value to repair your vehicle or the value of the vehicle itself.

There is no such contractual definition when going under the at-fault person’s liability insurance, so we rely on what the law says, which is that the property cannot be repaired.

What do I do if a City Bus, Police Officer, or other Government-Owned Vehicle caused the accident?

The government is generally immune from legal action. This is referred to as Sovereign Immunity. You cannot sue or collect from a government entity unless there is an exception to this general rule.

Accidents in cars are an exception to this rule. In the case of car accidents, the Texas Tort Claims Act, Title 5, Chapter 101 of the Texas Civil Practices and Remedies Code, makes an exception to governmental immunity.

If the damage was caused by motorized equipment, the Texas Tort Claims Act allows for claims. This is equivalent to car accidents. It also allows for claims for personal injury or death caused by the government’s use of personal or real property – a similar situation to car accidents.

How do I get treatment after an auto accident?

There are numerous concerns about medical treatment after a car accident injury. Can you go to a medical facility that is covered by your health insurance, or do you have to go to a facility that is approved by your auto insurance? Is it necessary to visit a chiropractor after a car accident? What if you have a high deductible? With such high copays and deductibles, how will you pay for treatment? What if you receive Medicare or Medicaid? What if you were hurt while driving for your job? What if you need the assistance of a specialist?

You are free to seek treatment at any medical facility that specializes in your injury. The other driver’s auto liability insurance has no bearing on who you see. They have no opinion on your treatment.

You should use a medical facility with which you are familiar if you have one. It is also acceptable if you prefer to use a medical facility that is covered by your health insurance.

If you are concerned about having to pay copays and deductibles that you cannot afford, or if you do not have health insurance, we can help you find a medical facility that can treat your injury.

There are numerous variables when people are injured in car accidents as a result of various circumstances. Please contact us to set up a consultation with our car accident lawyer. We can advise you on the best type of medical facility for your needs. Each case is different, and your specific circumstances must be discussed to determine what is best for you.

What does a personal injury lawyer do?

We deal with the insurance company on your behalf so you don’t have to. We are a full-service law firm capable of handling any aspect of your injury claim that you require. Insurance companies, particularly in personal injury cases, can be notoriously difficult to deal with or even contact. We take care of dealing with the insurance company in connection with your injury case.

We make certain that the insurance company does not take advantage of you. The laws of Texas are constantly changing. These laws are complicated when it comes to personal injury claims. Unless you’ve worked as an adjuster or for a personal injury firm, you won’t have the knowledge you need to avoid being run over by the insurance company. The Dallas area is a particularly difficult location for injured people. To fight for your personal injury claim, you will need the assistance of a lawyer.

What do I do if the adjuster denied my claim?

You must first prove that the other party was liable and “at fault.” Your personal injury attorney will help you with this by demonstrating how the other party was negligent. Negligence is classified into four categories under the law: 1) duty – there is a duty; 2) breach – there was a breach of that existing duty; 3) causation – that the breach caused damages; and 4) damages – what harms and losses were caused by the breach.

Every case is distinct. In one situation, actions that are considered negligent may not be considered negligent in another. Insurance companies are notorious for using excuses such as “act of God,” “phantom driver,” “unavoidable accident,” “contributory negligence,” and others to avoid paying a claim that most people would consider a no-brainer that the insurance company should cover.

Every situation is unique. Personal injury lawyers can help you navigate the insurance company’s defenses. Personal injury cases are rarely as straightforward as they appear to be. You will need the assistance of an attorney who is well-versed in the North Texas court systems and settlement values. If you need the services of a car accident lawyer, please contact us right away for a free consultation. Our phone number is (972) 599 4100.

Who pays for damage and bills if the claim is denied?

Insurance companies attempt to persuade people that filing a car accident insurance claim is a bad idea. Insurance rates will rise, people will try to get something for nothing, there will be fraud, frivolous claims and lawsuits, and other such arguments designed to make people “afraid” of filing claims or supporting others who do. They have attempted to create a climate in our country in which the injured person is portrayed as a villain for daring to file a claim.

When they were in a car accident, people used to understand what it meant to file a negligence claim. It is about putting the blame for your car accident on those who caused it. It is preferable for the wrongdoer to pay for the damage caused by his wrongful act rather than the innocent victim, who did not cause the damage and is also unable to pay for the damage caused by the injury sustained. Forcing the wrongdoer to pay for the damage he caused would be a deterrent to future behavior. If the community felt that additional punishment was needed to deter the act, it could do so through the court system. These laws were enacted to protect the self-interest of the community. Protection from those who believe that laws and safety regulations should not apply to them because they are too difficult for them to follow (interestingly, those who believe safety rules should not apply to them are the ones who cry the loudest when someone else violates a safety rule and injures them).

What if the insurance company is not offering enough money to pay claims?

At each stage, the adjuster is looking for a way to avoid paying your claim. 1) Coverage – If there is no coverage, they are not required to pay. 2) Liability – if none, no payment; if they can impose some, they can reduce the percentage of fault that they claim you have. 3) Damages – If they can demonstrate that your injury was caused by something else, somewhere else, or for another reason, they may be able to avoid paying some, if not all, of your damages claims.

The adjuster has no intention of paying you anywhere. They are attempting to avoid paying you. Keep this in mind, and you’ll have a better understanding of what’s going on when dealing with the adjuster.

What happens if other driver changed their story after they left the scene of the accident?

People who cause a car wreck often victimize you a second time in today’s blame-shifting society, claiming that they aren’t responsible for the harms and losses they caused by breaking the law.

Having to deal with the bad driver’s insurance company can add to the aggravation. When victims of bad drivers attempt to collect from the bad driver’s insurance company, the insurance company almost always prefers the bad driver’s word over the word of others involved. Insurers frequently ignore police reports, eyewitnesses, and other vehicles involved in the collision, and will deny a claim based solely on their own insured’s claim that everyone else is at fault. The person who caused the collision will frequently claim that the witnesses, police, and others involved are wrong or lying about what happened.

If I was not wearing a seatbelt, can I still make a claim for my injury?

Personal injury attorneys frequently face legal issues that must be resolved in order to obtain a settlement for their clients. Our attorneys have worked as personal injury lawyers for thousands of clients all over Texas and Dallas over the years, assisting in determining the rights of those injured in automobile accidents.

In a personal injury case, whether or not you are wearing a seatbelt is usually irrelevant – usually. This is not to say that the adjuster will not try to use this against you during negotiations, but it does mean that if we have to go to trial, the evidence of whether or not you were wearing a seatbelt is unlikely to come into play.

What causes most auto accidents?

The majority of car accidents that result in injuries are caused by violations of traffic laws. Someone is in a hurry and decides to drive more quickly than they should. Someone decides to change lanes without looking. Because someone cannot afford to be held up by a stop sign or light, they choose to drive right through it. Someone is addicted to their “smart” phone and chooses to look at it rather than pay attention to the road. Accidents are caused by tailgating, aggressive driving, drinking and driving, and driving while under the influence of medication or fatigue. These are the decisions that people make, consciously or unconsciously, that result in car accidents. If someone commits any of the aforementioned offenses and collides with another person, they are liable for any injuries or property damage caused by the car accident.

These rules are not intended solely to justify the issuance of traffic tickets by police officers. These safety regulations are in place to keep everyone safe. When people violate the rules of the road and injure another person, they must pay for the damage or injury caused by their actions. Requiring less encourages those who violate the rules to continue doing so, making them a hazard to those who drive legally and safely on public roads. Drivers who violate traffic laws endanger not only themselves but also the passengers in their vehicles.

What are the different causes of auto accidents?

The following are ten of the most common causes of car accident injuries:

1) Distracted Driving Car Accidents – Texting and Driving

2) Car Accidents Caused by Speeding or Tailgating Aggressive Drivers

3) Automobile Accidents Caused by Aggressive Drivers Engaged in Reckless Driving or Road Rage

4) Automobile Collisions Caused by Failure to Yield the Right of Way

5) Drunk Drivers Caused Car Accidents

6) Car Accidents Caused by Drug Impaired Drivers

7) Automobile Accidents Caused by Fatigued Drivers

8) Highway Debris-Related Car Accidents

9) Automobile Accidents Caused by the Negligent Entrustment of a Vehicle to a Dangerous Driver

10) Automobile Accidents Caused by Inexperienced Drivers – such as teenagers or unlicensed drivers

What is whiplash?

Whiplash is a type of neck injury caused by a sudden back-and-forth movement of the neck. The most common cause is a rear-end collision. Sports injuries, assaults, falls, and other forms of trauma can all play a role. Whiplash injuries are commonly caused by sprains and strains. A person who has whiplash may also have other types of neck injuries.

How can you prove a brain injury was caused by the trauma of the accident?

The majority of TBI is caused by falls, car accidents, being hit by objects or being hit by objects, and being assaulted. This accounts for roughly 78 percent of all TBIs. Many of these are the result of inattention. Those who have suffered a brain injury as a result of another person’s negligence should speak with a Dallas brain injury lawyer to ensure they have recovered what is owed to them by those who caused the harm.

How are injury claims to minors or children handled?

A “minor” is defined in several statutes and in various ways in Texas. According to the Texas Family Code, a minor is someone under the age of 17. According to the Texas Criminal Code, a minor is someone under the age of 18. If a minor is 17 years old and managing their own finances, or if they are 16 years old and living apart from their parents and managing their own finances, they may be “emancipated” under the law, transforming the minor into an adult.

Without the assistance of a parent or guardian, minors are unable to file lawsuits. Car accidents, fireworks, playground fires, defective products, brain injuries, and swimming accidents all pose risks to minors. Children are also susceptible to harm and violence. Minors are put at risk by mistreatment by those in positions of authority, riding as passengers in vehicles, and learning to drive.

All of the above-mentioned dangers can result in bodily harm or death. Child injuries can incur significant costs and out-of-pocket expenses for the rest of the child’s life.

What kind of auto insurance is used for auto accident claims?

The following types of insurance are typically required and used in auto accidents and injury claims in Texas. See the descriptions and pages that go with them below.

1) Automobile Liability Insurance:

In Texas, all drivers are required by law to carry liability insurance. Auto liability insurance pays for the harm you cause to another person (property or injury) as a result of your carelessness.

2) Uninsured Motorist (UM) and Underinsured Motorist (UIM) Auto Insurance:

Uninsured Motorist Coverage is mandatory insurance that pays for damage caused by someone who is at fault but does not have liability insurance.

3) Personal Injury Insurance:

Personal Injury Protection (PIP) is insurance that liability insurance companies in Texas are required to offer and is used to pay you, the covered person, for various expenses incurred as a result of an automobile collision.

4) Medical Payments Coverage, also known as MedPay:

MedPay is an optional insurance policy that can be added to an auto policy and typically covers only a portion of the covered person’s medical bills.

5) Insurance for Collision, Comprehensive, Rental, and Towing:

Collision Coverage pays for collision-related damage to the covered person’s listed vehicle, with a deductible typically paid by the insured.

Comprehensive Coverage protects the covered person’s listed vehicle from damage caused by a variety of “other than collision” causes, such as theft, fire, and so on.

Towing Insurance covers the cost of towing your vehicle up to the limit specified in your auto insurance policy.

Rental Insurance covers the cost of a car rental while your vehicle is being repaired under the terms of your auto insurance policy.

What are the different types of things you can recover for an injury claim?

Personal injury attorneys use the term “damages” to describe how you were harmed or lost money in your personal injury or wrongful death case. In other words, if you have one or more of the following types of injuries, Texas (and most other states) law allows you to recover money to compensate you for the harm caused by the negligent conduct (or the damage that was caused, or harm that was caused, or loss that was caused). If you have proof of the claimed damage or injury, the person or company responsible for the accident or injury may be forced to pay for the following injuries or damages.

What does a lawyer charge for a personal injury or auto accident case?

We charge a contingency fee in personal injury and auto accident cases. A contingency fee is a percentage of what we are able to recover on your behalf in your case, and it is “conditional” on our ability to recover. We don’t get paid if we don’t recover, and you owe us nothing.

If I have been injured in an accident, do I need to hire a lawyer?

If you are injured as a result of another person’s negligence and failure to share the road safely, you may be able to sue them for compensation. Doug Goyen’s Dallas law firm can help you maximize your recovery. We can help you if you need the services of a Dallas accident lost income attorney.

To determine whether you need the assistance of a lawyer, you must first answer a few questions. You probably don’t need a lawyer if your case is simple and your bills are small… In fact, if your case is too small, you may be unable to find one.

What information does the attorney need from me in an auto accident case?

The first step is to contact the Law Office of Doug Goyen at (972) 599 4100 to schedule a complimentary phone consultation to discuss your situation.

If you have been injured as a result of another’s negligence or wrongful acts, there are several steps you should take to avoid being financially responsible for another’s bad behavior. 

Is my injury serious enough to need a lawyer?

Many major injuries caused by someone else’s negligence are obviously serious enough to necessitate the assistance of an experienced lawyer – death, paralysis, serious burns, injuries requiring surgery, disabling injuries, and disfiguring injuries are all examples of obvious injuries that necessitate the assistance of an experienced lawyer.

What about other types of accidents? Whiplash, strains, sprains, partially torn ligaments, and other injuries These are the types of injuries that insurance companies commonly refer to as “soft tissue” injuries. Insurance adjusters frequently dismiss soft tissue injuries as if they aren’t real injuries. A stroke and a heart attack are both soft tissue injuries, as the insurance adjuster is well aware.

What does a lawyer do for the injury part of the claim?

Your personal injury lawyer will ask you not to speak with any insurance company about your claim until we can discuss what you can and cannot discuss with insurance personnel. When you speak with people in positions “opposite” to yours, they frequently listen for and “hear” what they want to hear. This means they will interpret what you say in a way that favors what they want you to say rather than what you actually said. What an insurance company “wants” you to say is something that will give them a reason to either not pay you or reduce the amount they owe on your entire claim.

What else does a personal injury or accident lawyer in Texas do? You should have your lawyer deal with the insurance company, or at the very least be on the phone with you, so that the insurance company personnel does not misinterpret what you say.

We will evaluate the facts of your case and be open and honest with you about the strengths and weaknesses of your case. This is done so that you can make an informed decision about your case’s next steps.

What is the value of an injury caused by negligence, such as an auto accident?

First and foremost, if you were seriously injured in an accident, or if your financial health is jeopardized as a result of the accident, you should consult an attorney before settling your claim. Real injuries typically result in real medical bills, some with liens, and real issues with multiple insurance companies, including auto insurance companies, health insurance companies, Medicare, Medicaid, and/or Workers Compensation. Personal injury claims settlement has evolved into a maze of twists and turns that can catch even the most experienced adjusters and attorneys off guard. Injury claims have become more difficult to settle as health and liability insurance have become more complicated.

If you were not injured but were seen by a medical facility and owe some small bills as a result of the visit, or if your injury was minor, there are a few steps you can take to settle your case without hiring a lawyer and avoid paying or owing bills that the insurance company should have paid.

How long will it take to get the settlement for an injury claim?

There are several factors that determine how long it takes to settle an auto accident injury claim (or other types of personal injury claim). How long you need to treat, liability disputes, disputes about your injury, the insurance company involved, number of parties involved, the severity of the injury, if anyone involved declares bankruptcy or goes into receivership (defendant or insurance company), how long a person tries to handle the claim on their own before hiring a lawyer, and whether a lawsuit is needed all are factors.

If an insurance adjuster is investigating my injury claim, do I need a lawyer?

See: Adjuster Investigating. If you are injured, you should always consult with a personal injury attorney. The insurance company hires experienced adjusters and lawyers who will look for reasons to deny or avoid paying a portion, if not the entire amount of your claim. If you have an experienced personal injury lawyer working on your case, he or she can assist you in avoiding the mistakes that those who do not hire a lawyer make. The amount you receive will more than cover the cost of your attorney if you hire an experienced personal injury lawyer.

If you were hurt in a car accident, you’ll need the help of a personal injury lawyer who specializes in car accidents. If an adjuster is investigating your claim, you’ll need a lawyer who is familiar with the type of accident you were in, such as car accidents, truck accidents, motorcycle accidents, pedestrians hit by cars, or bicycle riders hit by cars.

Can an auto accident cause an ACL tear in a knee?

See: ACL Tear in Knee. ACL tears occur as a result of a sudden extreme twisting or hyper-extending of the leg/knee during an auto accident. The most common knee injury sustained in a car accident is a sprain, strain, or broken ACL. Do not listen to an insurance adjuster who tells you it can’t happen.

ACL injury can be caused by sports injuries, trauma, car accidents, falls, rough landings, abrupt changes in direction, stiff-legged landings, knee rotating on landing, planting your foot into the ground very hard when cutting to the opposite direction, landing flat on your heels.

Can an auto accident cause a rotator cuff tear in the shoulder?

See: Rotator Cuff Injury. Car accidents can cause rotator cuff injuries, including tears to the rotator cuff that may require surgical repair. With a rotator cuff injury, the sporting world often dominates how we hear about rotator cuff injuries. Often people do not think outside of baseball when it comes to a rotator cuff tear. The reality is that rotator cuff injuries happen from traumatic injuries such as auto accidents. Insurance adjusters may try to argue that a rotator cuff tear does not come from an auto accident – this is not accurate.

Can an auto accident cause a detached retina in the eye?

See: Detached Retina. Yes, an auto accident can cause a detached retina. A severe automobile accident can have long-term negative effects on a person that can take years to overcome. A car accident can put a strain on a number of internal organs, resulting in pain, bleeding, and long-term disability. A break or tear in the retina can occur if an accident victim’s head collides with a forceful object, such as a window, steering wheel, or windshield. If left untreated, this tear can cause a retinal detachment, which can result in permanent damage to one or both eyes and, in extreme cases, blindness.

Can an auto accident cause a PVD injury to the eye?

See: PVD Eye Injury. Trauma such as the trauma from an auto accident can cause a PVD eye injury. Rapid changes in velocity, broken glass, deployment of airbags, not wearing a seatbelt, and contact with various objects from the accident are some of the factors that are likely to cause eye injuries during a car crash.

Can the trauma of an auto accident cause serious floaters to develop in my eye?

See: Eye Floater Injury. If you notice spots or other visual changes after an accident, you may have developed eye floaters or a more serious problem.

Eye floaters frequently appear in your field of vision as dark shapes or transparent threads. As your eyes move, these spots will move with them, eventually drifting out of your visual field.  Eye floaters occur when the vitreous gel — the clear fluid that fills the majority of the eye — breaks loose and clumps together, resulting in dark flecks that interfere with normal vision. A car accident’s high impact can cause victims to develop eye floaters, which could be a symptom of a sight-threatening injury such as a retinal tear or retinal detachment.

By Doug Goyen, douggoyen@goyenlaw.com

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